Retirement Solution Group, LLC

is an independent Retirement Plan Consulting Firm focused on providing high service and focused knowledge for trustees, companies and participants. Our headquarters are located in Chicago, IL one block off the world financial center that is the Chicago “Loop”.

We have the Solution. What is Your Question?

Below are 7 reasons why clients call us for assistance. If any of these are applicable to you, please give us the opportunity to help you, your business and your employees:

1. Are business owners and key employees maximizing their tax deduction(s)?
    
2. Are discrimination testing and annual refunds an issue?

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3. Are there regularly scheduled enrollment and educational meetings to help satisfy Rule 404(c)?
    
4. Have you seen your Broker/Plan Advisor in the past 6 months?
    
5. Are you taking steps to reduce your Fiduciary liability?  If you are the business owner and/or Trustee, you are liable for the plan? For example:
    
   1. Do you have an Investment Policy Statement which outlines the principles by which the plan's investments are chosen and maintained?
   2. Do you maintain a 401(k) Due Diligence File?
   3. Are Trustee and educational meetings being regularly held and documented?
   4. Do you have a Service Agreement in place and does that agreement offer full Fee Disclosure? 
    
6. As an individual do you have a retirement plan which is aimed to help you and your family achieve your financial and lifestyle goals?

A Word from Steve Scott, Managing Partner:

If you have a need or a question, e-mail or call us today.  We would be happy to get you a technically correct and practically applicable answer.

Mission:

For most firms, retirement plans are ancillary business which provide access to personal accounts.  However, we are truly a specialty firm because over 90% of our revenue comes from the qualified plan arena. This IS our core business. Knowledge + Service + Commitment = RSG. This equation will help people meet their retirement plan goals.

Why Be a Qualified Plan Specialist?

While it is true that there are many areas within financial services where “generalists” reign supreme, the qualified plan world is not one of those. Due to ERISA restrictions, DOL governance, IRS rules, Prudent Man standards, and many other restrictions and opportunities, the retirement plan industry is one where we feel clients benefit greatly from the niche expertise that we are able to offer. This highly governed and highly specialized business requires customized solutions that maximize the benefits for participants, companies and the trustees who oversee them.

Why Be Independent?

We are not product pushers -  period. Our approach is to find out what questions, issues, and goals you, your firm and your plan has. We then work to solve those issues and attain those goals using the most appropriate tools available. Are you trying to get an increased tax deduction? Are you trying to increase plan participation? Does your plan cost too much? Is your plan not being serviced enough? There is rarely just one answer, but there is always one right answer. So before we tell you that Product A is great because it is cheap... or Product B is fantastic because it has a great service model... or Plan C allows us to maximize the key employee tax deductions... we first want to assess your goal.

To tell me about your needs, call me directly at 1-866-352-7731 x21 or e-mail me at steve@retirementsolutiongroup.com. Enjoy the rest of the site and I look forward to working with you soon.

Best Wishes,

Steven Scott, Managing Partner
Retirement Solution Group, LLC